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1984 punk comedy, Repo Man: ‘it was shocking to see how vulnerable the lives of ordinary Americans were once the car payments began to mount up.’

This highlights the Bank of England’s difficult balancing act in regulating an economy dependent on consumer spending where debt is a large element for an important minority of households, especially millennials and young families with constrained budgets.

[生活中找樂趣] 梅伊首相讓更多家庭生活狀況再惡化 - 衛報 - T...

Keep interest rates low and regulations loose, and watch the economy grow.

Or tighten regulations, and watch the economy slow. Worse for regulators, there would also be a backlash from a nation of drivers who have come to love the upgrades – every three years – to the massive piece of tin outside the house as much as they have the annual upgrades to their smartphones.

=摘錄結束=

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Unsecured consumer credit tops £200bn for first time since 2008

Figures come as FCA targets unauthorised overdrafts and high-cost lending to people less likely to be able to pay off debt

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