My cc in here: It looks like you almost reached your limit. So we doubled your limit automatically, free of charge. 
My cc in Indonesia: It looks like you almost reached your limit, but we’re not going to remind you, so you have to pay the fine. Also please spend 1 hour to call us if you want to raise your limit.
My cc in Indonesia: It looks like you almost reached your limit, but we’re not going to remind you, so you have to pay the fine. Also please spend 1 hour to call us if you want to raise your limit.
* side note: My experience with Indonesian cc was 7 years ago. So it probably not like that anymore??? 
